anyone else still getting CLI's??

[lovebug5]

Finally, Finally, received a $1,000 automatic CLI on my Cap1 after years of attempts. Otherwise, nada.

[brownfox79]

This week I went from $900 to $1100 on Orchard, no Fee no pull..I'll take it. Back door number - (800) 395-6090.

[virginiabound]

Just got another $75 increase from Walmart to bring my limit to $475

Started at $75...and that's all they will ever increase

[aloha]

i just discovered that sam's club increased my CL from 1200 to 1800

i opened the account in dec. with $800 purchase at 0% intro rate, which i paid off in sept. (perhaps that's what triggered the CLI.)

[Chester P. Dexter]

Sam's Club, Wal Mart, and Chevron have been giving regular increases to both me and the husband.

[stefdr]

Was actually hit today with a CLD. I check my accounts daily, and today Chase lowered the limit on the account that used to be WAMU. It wasn't a big CLD, 3500 dropped to 2900. Called CSR and they gave me the blah blah blah. I was planning on cancelling the account at the end of the year, but dropped it today. Another CC in the shredder, and now I no longer do business with Chase.

[Esquire]

Originally Posted by stefdr

Was actually hit today with a CLD. I check my accounts daily, and today Chase lowered the limit on the account that used to be WAMU. It wasn't a big CLD, 3500 dropped to 2900. Called CSR and they gave me the blah blah blah. I was planning on cancelling the account at the end of the year, but dropped it today. Another CC in the shredder, and now I no longer do business with Chase.

That is no bueno; I wonder if I am next...CHASE has been good so far, but if something like that happens to me, they will taste the shredder as well.

[Chester P. Dexter]

That is a classic Chase move. Maybe particularly the cards that used to be WaMu. (Mine actually still says WaMu on it.) I had a $4,000 limit and I kept it nice and low, then charged it up to about $3,775 due to dental work.

IMMEDIATELY they dropped my limit to... (ready for this?)

$3,788. And it has stayed there.

Has anyone ever heard of such a limit?

[Esquire]

Originally Posted by Chester P. Dexter

That is a classic Chase move. Maybe particularly the cards that used to be WaMu. (Mine actually still says WaMu on it.) I had a $4,000 limit and I kept it nice and low, then charged it up to about $3,775 due to dental work.

IMMEDIATELY they dropped my limit to... (ready for this?)

$3,788. And it has stayed there.

Has anyone ever heard of such a limit?

They did that back in the day to my first cc (still have it with them), and the credit limit has not moved since then. That was over 6 years ago....

[Captain_Morgan]

My wife is from another country so she had to start over with credit here. She got an auto loan from our CU, and yesterday I bought a 4x4 with a 17.5k loan from them.

The inquiries to EQ dropped my score a notch so I just disputed them again, let's hope the EQ monkeys can still push buttons on a KB.

Having just added a 2004 Nissan Murano SE and a 2005 Nissan Pathfinder SE . . we're done shopping for a while. (or at least till the black friday sales)


.

[tmac01]

Originally Posted by Chester P. Dexter

That is a classic Chase move. Maybe particularly the cards that used to be WaMu. (Mine actually still says WaMu on it.) I had a $4,000 limit and I kept it nice and low, then charged it up to about $3,775 due to dental work.

IMMEDIATELY they dropped my limit to... (ready for this?)

$3,788. And it has stayed there.

Has anyone ever heard of such a limit?

Amex did the same crap to me so I closed two of the 3 CC's I had with them. Its hard to believe that I actually had two Amex CC's with $30,000 CL at one time. That was during the "wait 24 hours to hit the Amex Love button and watch your CL go way high" days Those were some fun times !!!!!!

[Esquire]

Originally Posted by tmac01

Amex did the same crap to me so I closed two of the 3 CC's I had with them. Its hard to believe that I actually had two Amex CC's with $30,000 CL at one time. That was during the "wait 24 hours to hit the Amex Love button and watch your CL go way high" days Those were some fun times !!!!!!

They have to be the most difficult CC company to get a freakin' card from! I'm going to X them from my credit card list. HAHAHA!

[tmac01]

Originally Posted by Esquire

They have to be the most difficult CC company to get a freakin' card from! I'm going to X them from my credit card list. HAHAHA!

Well at one time they were taking high 600's but yes they are hard to get a CC from. Trust me you don't need Amex they are arses

[jq26]

Well my oldest tradeline was just closed on me last week- TARGET VISA!!! They shut me down. One day after my 1 year anniversary of not using the card. Those %#$@^#* idiots.

Fortunately I locked my mortgage three weeks ago. Or I think I might have been screwed as I am sure my FICO will take a hit.

[Chester P. Dexter]

I asked Kay (which will also include tag-alongs J.B. Robinson and Jared's) for CLI; they told me I had to go into the store. I did that, and they raised me from $3,000 to $4,700.

Multiply that times three and that's $5,100 of extra utilization empty space!

A total of $14,100 of wide open credit which helps my score!

I will have to buy a $50 item sometime to keep the account active.

[tmac01]

Originally Posted by Chester P. Dexter

I asked Kay (which will also include tag-alongs J.B. Robinson and Jared's) for CLI; they told me I had to go into the store. I did that, and they raised me from $3,000 to $4,700.

Multiply that times three and that's $5,100 of extra utilization empty space!

A total of $14,100 of wide open credit which helps my score!

I will have to buy a $50 item sometime to keep the account active.

I did that with my Dillards CC today ! That is buying a $50 item that I really needed

[swtprncess281]

Got a letter today saying that due to the holidays they are raising my limit $600! I'm guessing Kay's will follow suit.

I'm surprised since both have had a zero balance for several months.

[insomniac]

I used my Jared card for the first time in July to buy a relatively inexpensive watch. 3 months no interest, now paid in full. This week, Kay/Jared/JBR all sent me letters saying my limits had been increased from $2,000 to $3,200.

I logged into my Target account a few minutes ago and I'm up from $500 to $1,000. (Still no Visa upgrade as far as I can tell.)

And Bank of America... well, on October 31 they cancelled and reissued my card because of an unspecified "security breach" at a merchant. I received and activated the new card today. I also got an alert from CCT today with new "potentially negative information" in the form of a Bank of America account listed "CARD REPORTED LOST/STOLEN". So now it's listed twice - once under the old number (lost/stolen), once under the new number (with the original opening date and "paid as agreed"). When I called customer service, they transferred me to the credit department. The analyst did his best to explain the situation but really didn't make me feel any better. He reviewed my report and asked me the same questions I've always answered for the online CLI request, as if he was going to make me feel better by giving me a CLI. Then he saw the two collections, asked me about them, and it was Game Over. I think this is basically going to be the end of my relationship with BofA. I had a secured card with them for 9 months, and in the 18 months since it went unsecured, they have raised my limit from $500 to a paltry $800. I really don't need them or Orchard anymore, and they will soon be fired.

Otherwise, it's been a good week for CLIs.

[poorbloke]

what is a CLI?

[Chester P. Dexter]

it's a Credit Line Increase.